Development of LTC Underwriting Documenation Standards
What needs to be documented from each LTC application for insurance? Acceptable abbreviation standards need to accommodate space and time constraints and multiple users.
LTC Underwriting/Early Claims Analysis
Review all claims having origin within the 2-year contestable period. Develop spreadsheet and reporting methods for management to include potential fraud, field concerns and underwriting issues.
Image Workflow and Automation Projects
Consult with IS and NB/Underwriting personnel on design, development and implementation of image environment systems.
Independent Review of LTC Underwriting Guidelines/Manuals
How do your manuals and guidelines compare with other companies? Have you been unfairly labeled as too conservative? Liberal? Are your Build Charts in line with your competition? Are your descriptions of medical conditions easy to understand?
Consultations with Legal/Compliance
- DOI Companies
- Litigation
- Fraud Detection
- Review of LTC Marketing Materials
What should you be looking for when reviewing marketing materials for DOI limitations? What to say, not to say when facing a deposition or litigation. What's new in fraud detection and investigation?
James A Barrett
2718 Lovett Lane
Cedar Park, TX 78613
512 996-8334
jim@underwritingassist.com
